Investment Services

Investment-Services

 

Our job as Independent Financial Consultants is not to guarantee future returns or to try and second guess which investments will perform best – after all, we don’t have a crystal ball!

Our job is to use our knowledge, skill and experience to maximise the chances of you achieving your aims and objectives.

Getting to know you:

It is important that we get a full picture of your financial circumstances and plans for the future

We will ask you about your current circumstances and your financial goals. You will then be asked to complete a short questionnaire which is designed to help us understand your attitude to risk.

We use the questionnaire to create a suggested “risk profile” based on your answers. We will discuss the results with you, and together, decide if the risk profile is appropriate for you and your particular needs. This includes how much potential loss you are willing to accept in return for potential gains, as well as considering your capacity for loss according to your circumstances.

Building a Plan:

Once we understand your needs, and have agreed the amount of risk you are willing to take, we will build a comprehensive plan to help you achieve your goals.

This may include the following:

  • Using Award Winning investment analysis tools to show how your current investments match the risk profile we have agreed.
  • Assessing any existing investments you have and identify those you should keep and those which do not match your aims and attitude to risk.
  • Selecting an investment solution which will match your needs, now and in the future.
  • Investing in the most tax efficient way, dependent on your circumstances.

 

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Implementing the Plan:

Once we have agreed on an approach we will implement that plan for you and ensure that the process of arranging the necessary investments is as hassle free as possible. We will:

  • Walk you through all the necessary paperwork and ease the administrative burden.
  • Deal with reputable investment providers that we know and trust.
  • Help you to select investments that are suitable for you.

Reviewing your Plans:

Agreeing and implementing the appropriate financial plan is only the beginning of the process. Your circumstances and goals may change over time. We can:

  • Provide you with updates on your investments.
  • Agree a regular schedule for reviews if you require them.
  • Help you to make sure that as your plans and goals change over time, your investments continue to match your needs.

 

To view our latest Key Investor Information Document (KIIDs) please click here: KIIDs

Clayton Holmes Naisbitt